Who is represented on SCOR?

SCOR representatives are nominated by individual trade associations and industry bodies from amongst their member organisations, and by each credit reference agency.

Trade associations and industry bodies represented are the British Retail Consortium (BRC), Consumer Credit Association UK (CCA), Consumer Credit Trade Association (CCTA), Credit Services Association (CSA), Finance & Leasing Association (FLA), Mobile Telcos, Water UK and UK Finance. The credit reference agencies represented on SCOR are mainstream credit reference agencies Experian, Equifax and TranUnion.

Trade associations and industry bodies representing members that use shared consumer data from credit reference agencies may apply to join. Membership is also available to other credit reference agencies with a consumer database, although there are rules about the volume of their database and activity.