SCOR representatives are nominated by their individual trade associations and industry bodies from amongst their member organisations.
Trade associations and industry bodies represented are the British Bankers’ Association (BBA), British Retail Consortium (BRC), Building Societies Association (BSA),Consumer Credit Association UK (CCA), Consumer Credit Trade Association (CCTA), Council of Mortgage Lenders (CML), Credit Services Association (CSA), Energy Retail Association (ERA), Finance & Leasing Association (FLA), Mobile Telcos, The UK Cards Association and Water UK. The credit reference agencies represented on SCOR are mainstream credit reference agencies Experian, Equifax and Callcredit.
Trade associations and industry bodies representing members that use shared consumer data from credit reference agencies may apply to join. Membership is also available to other credit reference agencies with a consumer database, although there are rules about the volume of their database and activity.